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Patiala: For families relying on daily wages, illness often translates into a financial crisis. This is exactly what happened to Gurtej Singh, a resident of Mandoli village in Patiala district. A mechanic by profession, Gurtej Singh suddenly fell critically ill. He required hospitalization for treatment, and within just a few days, the pressure of mounting medical expenses began to weigh heavily on his family.
Gurtej Singh was admitted to Chaman Hospital in Bahadurgarh. Within just a few days of his admission, his family had to spend approximately ₹10,000 on bed charges and medicines. Doctors indicated that the total cost of the complete treatment could range from ₹80,000 to ₹90,000. For a family dependent on daily wages, raising such a large sum of money seemed nearly impossible.
Gurtej Singh's family possessed neither land nor any savings. Under these circumstances, borrowing money at interest appeared to be the only viable option for funding the treatment. The family was deeply concerned that if they were forced to take out a loan, it would take them many months to repay it, making it extremely difficult to manage their household expenses.
Amidst this crisis, Gurtej Singh was informed about the Punjab government's 'Mukhyamantri Sehat Yojana' (Chief Minister's Health Scheme). Under this scheme, he received assistance in obtaining his health card. Once the card was issued, he received complete medical treatment at the hospital for six days without having to make any additional payments. The entire cost of his treatment was covered under the scheme.
Punjab's Health Minister, Dr. Balbir Singh, stated that the government is committed to ensuring that even families with unstable incomes can access quality medical treatment without fear. He emphasized that during times of illness, financial security is just as crucial as the availability of medical facilities.
Gurtej Singh remarked that his greatest worry had been the question of where the money for his treatment would come from. Had it not been for this card, they would have been forced to take out a loan, and the family would have had to endure financial hardship for a prolonged period. He explained that if they had been burdened with debt, it would have adversely affected the education of their two daughters as well as the family's other essential needs.
Under the Chief Minister's Health Scheme (*Mukhyamantri Sehat Yojana*), eligible families are provided with cashless medical treatment worth up to ₹10 lakh annually. The objective of this scheme is to ensure that no family is plunged into a financial crisis due to illness.
According to the government, this scheme is being implemented with the aim of covering approximately 6.5 million families—encompassing nearly 30 million people. Under the scheme, more than 2,300 treatment packages are available across over 800 hospitals, thereby providing financial security to needy families during medical emergencies.