This scheme of LIC will end all your tension: Wife, children, parents and in-laws will also get health cover

Business News: Anyone can get a sudden illness at any time in life and hospital expenses have increased so much that even a small illness can weaken the financial condition of the family. In such a situation, it has become very important to have health insurance so that there is no financial tension at the time of illness. LIC's Jeevan Arogya Policy is an excellent option for you and your entire family, which eliminates your tension by covering hospital expenses.

What is LIC Jeevan Arogya Policy?

LIC Jeevan Arogya is a health insurance policy that covers your hospitalization expenses. This policy not only protects you, but also your wife, children, parents and in-laws. This means that the health of the entire family is protected in a single policy. When you or a family member is admitted to the hospital, this policy provides you financial help so that you can avoid financial stress during treatment.

LIC Jeevan Arogya Premium and Protection

The premium of this policy is decided based on your age. For example, if your age is 20 years, then the annual premium will be around ₹1,922, ₹2,242 at the age of 30, ₹2,799 at the age of 40 and ₹3,768 at the age of 50. That is, the premium will be slightly higher as the age increases, but in return you get long-term protection and financial security for the family.

How will you get benefit?

Under this policy, 50% of your medical expenses are covered immediately upon hospitalization. You have to submit a photocopy of the bill, and the money is received immediately. If there is a serious accident or operation, the claim is received as quickly as possible. Also, ambulance expenses are also covered up to Rs 1000, which helps in emergency.

How much claim will be received?

LIC Jeevan Arogya policy gives you an amount of ₹1000 to ₹4000 per day for hospital admission, which you can use for 720 days. If your coverage amount is high, then you can get a claim of up to ₹8000 per day for ICU for 360 days. You can avail the benefit of this policy up to 5 times in a year. The best thing is that in case of accident or serious illness, the claim is settled immediately, i.e. in one day.