5 New Paytm Features That Make Digital Payments Safer and Smarter

These include the ability to hide transactions, download statements in PDF/Excel, create custom UPI IDs, check balances of all linked bank accounts, and use a QR widget for instant payments. The company also introduced an Auto Top-Up feature for UPI Lite to ensure smoother transactions.

Edited By: Shubham Singh

Last Updated : 10 July 2025, 09:14 PM IST

5 New Paytm Features That Make Digital Payments Safer and Smarter (Source: Social Media )

Paytm pioneered mobile payments in India and revolutionised digital transactions by introducing technologies like QR codes and soundboxes. As a tech-driven and trusted UPI payment platform, Paytm consistently introduces new innovations to make daily transactions simpler and more secure for users.

The company’s five new product innovations position it as India’s top UPI app. These features focus on ease of use, robust security, and comprehensive functionality to meet the evolving needs of both users and merchants. Instead of heavy marketing, Paytm emphasises product quality, which is why it has become the most secure, fastest, and most reliable UPI payment app today.

Hide or Unhide Transactions

This industry-first privacy feature lets users hide or unhide individual UPI transactions from their payment history. This is especially helpful for keeping gift payments, personal expenses, or confidential transfers private. Hidden transactions are moved to a secure “View Hidden Payments” section, which can only be accessed after authentication.

Download Statement in PDF or Excel

Users can download their UPI transaction statements from Paytm in PDF or Excel format for easy record-keeping. This makes it much easier to track expenses, create budgets, and manage accounts. This feature is beneficial for both personal use and business purposes.

Create a Personalised UPI ID

Users can create their own custom UPI ID on Paytm, such as name@ptyes or name@ptaxis. This removes the need to share a mobile number during payments, thereby protecting user privacy and making transactions simpler and more secure.

Check the Balance of All UPI-Linked Bank Accounts

Paytm allows users to view the balances of all their UPI-linked bank accounts in a single, convenient location. There’s no need to log in to multiple banking apps, giving users better control over their finances.

Receive Money QR Widget

Paytm has launched a Receive Money QR widget that allows taxi drivers, delivery agents, or freelancers to place their QR code directly on their phone’s home screen. This allows for quicker and more convenient payments without needing to launch the app.

Additionally, Paytm has introduced an Auto Top-Up feature for UPI Lite, ensuring that whenever the balance is low, funds are automatically added from the linked bank account. This ensures smooth daily micropayments while keeping your bank statements organised and clutter-free.