What is Universal Account Number? How to find UAN? A step-by-step guide

Universal Account Number (UAN): In the dynamic landscape of employment, keeping track of your financial assets is paramount. The Universal Account Number (UAN) serves as the linchpin in the realm of the Employee Provident Fund (EPF), streamlining information and enhancing accessibility for individuals contributing to the EPF.

This comprehensive guide will walk you through the process of obtaining your UAN, highlighting its importance, benefits, and step-by-step procedure to empower you in navigating your financial journey seamlessly.

Understanding UAN: A Lifelong Financial Companion

Significance of UAN

The UAN, a 12-digit unique identifier bestowed by the Employee Provident Fund Organisation (EPFO), remains a constant in an employee's life, regardless of job changes. This centralisation of employee data is authenticated by the Ministry of Labour and Employment, Government of India, making it a robust and reliable financial companion.

Documenting Your UAN Journey

To initiate the UAN creation process, ensure you have the following documents:

1. Identity Proof: Driving licence, passport, Voter ID
2. Address Proof: Ration card, rental agreement, utility bill
3. Bank Account Details: Account number, branch details, IFSC code
4. PAN Card Number
5. Aadhaar Card Number
6. Employee State Insurance Corporation Card

Features & Benefits of UAN: Empowering Individuals

Simplifying Employee Verification

1. The UAN centralises employee data, alleviating the burden of verification for companies and employers.
2. EPFO can access bank details and KYC without employer intervention.
3. Facilitates tracking of multiple job changes, reducing untimely EPF withdrawals.

UAN Advantages for Employees

1. Unified PF Account: Each new PF account is unified under a single UAN.
2. Effortless Withdrawals: Streamlined online PF withdrawals using the UAN.
3. Transferability: UAN facilitates PF balance transfer from old to new accounts.
4. Instant PF Statements: Download statements for various purposes using UAN or member ID.
5. Employer Validation: New employers benefit from pre-validated Aadhaar and KYC.

Obtaining Your UAN: A Step-by-Step Guide

Through Your Employer

Your employer can provide your UAN, often included in salary slips.

How to find UAN through official Portal?

1. Visit the UAN Portal
2. Click 'Know your UAN Status'
3. Choose your state and EPFO office
4. Enter PF number/member ID, personal details, and captcha code
5. Click 'Get Authorization Pin'
6. Receive a PIN on your registered mobile number
7. Enter the PIN and click 'Validate OTP and get UAN'
8. Your UAN will be sent to your registered mobile number

Conclusion: Empower Your Financial Future with UAN

In conclusion, the UAN is not just a number; it's your gateway to financial control and security. By following this guide, you've taken a crucial step towards unlocking the full potential of your UAN. Embrace the power of seamless financial management and ensure a stable and secure future